I hear you! A few points
- I agree, it is scary. It really is at all times high. And with inflation going up, it's possible that interest rates go up and the market goes down.
- But I've been hearing we're in a bubble since 2012. So you can also be missing out.
- If you are cautious, you can do dollar-cost-averaging. Don't put it all at …
- I agree, it is scary. It really is at all times high. And with inflation going up, it's possible that interest rates go up and the market goes down.
- But I've been hearing we're in a bubble since 2012. So you can also be missing out.
- If you are cautious, you can do dollar-cost-averaging. Don't put it all at once. Put it little by little. How long do you want to wait? 6 months? 12 months? 18 months? 3 years? If 12 months, put 1/12th of the money every month.
- The S&P 500 is just an example. Only investing in the top US firms is hardly good diversification. Good robo-advisors give you exposure to small caps, mid caps, bonds, and foreign stocks and bonds. You can also have some crypto, etc. Diversify as much as you can.
I hear you! A few points
- I agree, it is scary. It really is at all times high. And with inflation going up, it's possible that interest rates go up and the market goes down.
- But I've been hearing we're in a bubble since 2012. So you can also be missing out.
- If you are cautious, you can do dollar-cost-averaging. Don't put it all at once. Put it little by little. How long do you want to wait? 6 months? 12 months? 18 months? 3 years? If 12 months, put 1/12th of the money every month.
- The S&P 500 is just an example. Only investing in the top US firms is hardly good diversification. Good robo-advisors give you exposure to small caps, mid caps, bonds, and foreign stocks and bonds. You can also have some crypto, etc. Diversify as much as you can.
Hope this helps